Financial Ontario, Canada Mon–Fri: 9am–6pm EST
[email protected] (226) 600-9545
Services About IBA Our Process Who We Serve Tax Deadlines FAQ 📅 Free Consultation
CPA Chartered
Professional
Accountant
 Ontario Registered Firm

Your finances,
brilliantly
handled.

IBA CPA is a trusted Ontario accounting firm delivering expert tax planning, bookkeeping, payroll, and financial strategy for businesses and individuals — backed by 20+ years of proven expertise and a 100% CRA compliance record.

Personal & Corporate Tax
Same-Week Turnaround
Virtual & In-Person
Free First Consultation
Book Free Consultation Our Tax Process Call Now
Professional accountant reviewing financial documents at desk
CPA
Chartered Professional AccountantCPA Ontario — Registered & Certified
20+
Years Experience
100%
CRA Compliance
🛡️
CPA Ontario Registered
⚡
Same-Week Filing
🏢
Businesses & Individuals
💻
Virtual & In-Person
🎯
Maximize Your Refund
🔒
Confidential & Secure
What We Offer

Comprehensive accounting services
for every financial need

From personal tax returns to full corporate accounting — IBA CPA provides end-to-end financial services tailored precisely to your situation, with transparent pricing and no surprises.

📋

Personal Tax Preparation

We prepare your T1 return to capture every eligible deduction and credit — maximizing your refund and ensuring full CRA compliance. Whether you have employment income, investments, rental properties, or foreign income, we handle it all with care.

T4 · T5 · RRSP · Rental · Capital Gains · Foreign Income · Disability Credits

Get Started →
🏢

Corporate Tax & Compliance

We handle your T2 corporate tax return, GST/HST filings, and all regulatory obligations. Our proactive approach identifies legal opportunities to reduce your corporate tax burden while maintaining a spotless compliance record with the CRA.

T2 · GST/HST · Payroll Tax · Dividends · Salary Planning · Shareholder Agreements

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📊

Financial Planning & Advisory

We analyze your current financial position and build personalized strategies for long-term success. Budgeting, cash flow management, retirement planning, and investment structuring — all aligned to your specific goals and timeline.

Cash Flow · KPI Tracking · Financial Forecasting · Business Valuations · Succession

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📒

Bookkeeping & Payroll Services

Complete, cloud-based bookkeeping and payroll management for businesses of all sizes. Accurate, organized records that form the foundation for confident decisions, sound tax planning, and financial clarity.

Monthly Bookkeeping

Income & expense tracking, bank reconciliations, accounts payable/receivable, month-end close, and financial reporting every month — keeping your books always current.

Full-Service Payroll

Employee payroll processing, ROEs, T4 slips, CRA remittances, vacation pay tracking, and year-end payroll summaries handled seamlessly on your behalf.

Financial Statements

Compilation financial statements, income statements, balance sheets, and cash flow statements prepared in accordance with Canadian accounting standards (ASPE).

GST / HST Filing

Accurate and timely GST/HST returns filed quarterly or annually. We track input tax credits diligently to minimize your CRA remittances and avoid late penalties.

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🆕

Business Incorporation & Setup

Starting a business? We handle everything from federal/provincial incorporation and CRA registration to initial bookkeeping setup and HST enrollment. Start structured from day one — it saves you significantly over time.

Incorporation · Business Number · HST Account · Payroll Account · Initial Setup

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Why Choose IBA CPA

A firm built around
your financial success

At IBA, we are committed to providing expert accounting and financial services tailored to businesses and individuals across Ontario. Our team brings deep expertise and a client-first philosophy — we don't just file returns, we help you build lasting financial strength.

What distinguishes us is that we provide proactive tax guidance that helps business owners make confident decisions year-round — not just reactive compliance after the fact.

🎯

Personalized Strategy

No two clients are alike. Every engagement starts with a deep-dive into your situation — we build custom plans that align with your specific financial goals and business model.

🛡️

CRA Expertise & Audit Defence

We maintain a 100% CRA compliance record. If you ever face a CRA review or audit, we represent you directly and manage all correspondence on your behalf.

💡

Proactive Year-Round Guidance

Tax season never ends for us. We monitor Canadian tax law changes and proactively reach out when there are opportunities — or risks — that affect your financial position.

🌐

Virtual & In-Person, Across Canada

Work with us from anywhere in Canada virtually, or meet in person in Ontario. Our secure digital document portal makes the process effortless regardless of location.

Our Performance Record

CRA Compliance Rate100%
Deductions Found vs DIY94%
On-Time Filing Rate99%
Client Satisfaction97%
Client Retention Rate92%
20+
Years Experience
25+
Happy Clients
4+
Specialties
$0
Consult Fee
Our Tax Process

Simple, transparent, and efficient

We've designed our service delivery to be as frictionless as possible — so you can focus on your business and life while we handle the numbers with precision.

1

Free Consultation

Book a no-cost, no-obligation call or meeting. We learn your financial situation and identify exactly which services fit your needs — no pressure, no commitment.

2

Secure Document Sharing

Share your documents through our secure client portal — digitally, from anywhere. We accept all CRA slips, receipts, and financial records in any format.

3

Expert Review & Preparation

Our CPAs review every detail, identify all eligible deductions and credits, and prepare your returns or financial reports with precision, accuracy, and care.

4

File & Confirm

We file on your behalf and deliver a clear summary report. You'll know exactly what was filed, what you owe or are owed, and how to plan smarter for next year.

Who We Serve

Tailored for your unique situation

IBA CPA works with a diverse range of clients across Ontario — from salaried employees to multi-location businesses. If you need expert financial guidance, we're the right fit.

Small business team

Small & Medium Businesses

Owner-operated businesses, professional corporations, and growing SMEs who need reliable accounting, payroll, and proactive tax planning that scales with them. We free up your time so you can focus on growing — not on numbers.

BookkeepingPayrollCorporate TaxGST/HST
Self-employed professional working

Self-Employed & Freelancers

Consultants, contractors, gig workers, and sole proprietors who need smart tax strategies that account for business expenses, HST obligations, quarterly installments, and retirement planning specific to self-employment in Canada.

T1 Self-EmployedHSTExpenses
Individual reviewing finances

Individuals & Families

Salaried employees, investors, rental property owners, newcomers to Canada, and retirees who want accurate, optimized returns and genuine peace of mind — not just a software-generated form submitted without context or care.

T1 ReturnsRRSP/TFSARental IncomeCapital Gains
Stay Ahead

2025 Canadian
Tax Deadlines

Missing a CRA deadline can result in costly penalties and interest charges. IBA CPA proactively tracks all filing obligations for our clients — and files on your behalf so you never miss a date.

1
Mar
RRSP Contribution DeadlineLast day to contribute to RRSP for 2024 tax year deduction
Complete
28
Feb
T4 / T5 Slips to EmployeesEmployer deadline to issue all information slips to employees
Complete
30
Apr
Personal Tax Return (T1)Filing & balance payment deadline for most individuals
Upcoming
15
Jun
Self-Employed Filing (T1)Extended deadline — balance owing still due April 30
Later
Qtr
Ongoing
Quarterly Installment PaymentsMarch 15 · June 15 · Sept 15 · Dec 15 (individuals owing >$3,000)
Recurring
6mo
After FYE
Corporate Tax Return (T2)6 months after your corporation's fiscal year end
Varies
Never Miss a Deadline — Talk to Us

Let's Talk

Tell us about your situation and we'll respond within one business day. Your first consultation is completely free — no obligation whatsoever.

✅ Thank you! We've received your message and will be in touch within one business day.

Need immediate help?
Call us: (226) 600-9545
Industries We Serve

Accounting expertise across
every industry

IBA CPA brings industry-specific knowledge to every engagement. We understand the unique tax obligations, allowable deductions, and compliance requirements that differ sector by sector — so you're never getting generic advice.

🍽️

Restaurants & Food Service

GST/HST on food sales, tip reporting, inventory write-offs, equipment depreciation, seasonal staffing payroll, and lease expense deductions — we know the numbers behind hospitality.

  • Tip income compliance
  • Food & beverage HST rules
  • Equipment CCA deductions
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Trades & Contractors

From electricians and plumbers to general contractors — we handle vehicle expenses, tools & equipment deductions, sub-contractor T4A slips, and project-based income tracking.

  • Vehicle & fuel deductions
  • T4A slip filing for subs
  • Tools & supplies write-offs
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Healthcare & Medical

Physicians, dentists, chiropractors, and allied health professionals operating through professional corporations benefit from our specialized knowledge of health-sector tax planning.

  • Professional corporation setup
  • Medical expense deductions
  • Income splitting strategies
🏠

Real Estate & Landlords

Rental income reporting, CCA on rental properties, principal residence exemptions, HST on new builds, and capital gains planning for property investors across Ontario.

  • Rental income & expense tracking
  • Capital gains planning
  • HST new housing rebate
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Tech & Freelancers

Software developers, designers, digital marketers, and IT consultants — we maximize home office deductions, capitalize SR&ED credits, and structure your incorporation for tax efficiency.

  • SR&ED tax credits
  • Home office deductions
  • Incorporation strategy
🛍️

Retail & E-Commerce

Inventory accounting, HST on cross-provincial and international sales, Shopify/Amazon seller reporting, and multi-channel revenue reconciliation for growing online businesses.

  • Inventory & COGS tracking
  • Multi-province HST rules
  • Marketplace income reporting
🚗

Transportation & Logistics

Trucking companies, rideshare drivers, couriers, and fleet operators — fuel costs, vehicle CCA, driver payroll, and CRA compliance for transportation businesses of all sizes.

  • Fleet vehicle deductions
  • Driver payroll & T4s
  • Fuel & maintenance write-offs
🎓

Professional Services

Lawyers, consultants, engineers, accountants, and financial advisors — we help regulated professionals maximize deductions, manage WIP billing, and plan for partnership structures.

  • Work-in-progress billing
  • Partnership & LLP structures
  • Professional dues & licensing
✨

Don't See Your Industry?

We work with businesses and individuals across all sectors. If your industry isn't listed, reach out — chances are we've worked with a client just like you and have the expertise you need.

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Common Questions

Frequently asked
questions

Have questions about working with IBA CPA? Find answers to what clients ask us most often below — or reach out directly for a personalized conversation.

Ask Us Directly
Our pricing depends on the complexity of your return — simple T1 employment returns start at a competitive flat rate, while returns with rental income, self-employment, investments, or foreign assets are priced accordingly. We provide a clear, upfront quote after your free consultation so there are never any surprises or hidden fees.
Absolutely. We offer full virtual services to clients across Canada. You can securely share documents through our digital portal, and we conduct all consultations by phone or video call. Many of our clients have never visited our office in person — and that's perfectly fine. We're fully set up to serve you wherever you are in Canada.
For a personal return, you'll typically need: T4 (employment income), T5 (investment income), RRSP receipts, medical expense receipts, charitable donation receipts, rental income/expense records, and any other CRA slips received. We'll send you a detailed checklist specific to your situation after your consultation — so nothing gets missed.
We recommend reaching out in February or early March to secure a spot before the April 30 deadline rush. For corporate clients, we suggest 2–3 months before your fiscal year end. That said, we accept clients year-round and can often accommodate urgent needs — contact us regardless of timing and we'll do our best.
Yes — this is one of our specialties. Catching up on overdue returns is always better than waiting. The CRA's Voluntary Disclosure Program (VDP) may allow you to file late returns with reduced penalties in certain circumstances. We handle the entire process and communicate directly with the CRA on your behalf to resolve outstanding obligations as favourably as possible.
We work with all major Canadian platforms including QuickBooks Online, Xero, Wave, and Sage. If you already use one, we'll integrate with your existing system. If you're starting fresh, we'll recommend the right platform for your business size and workflow — and set it up properly from day one so your books are clean from the start.
Receiving a CRA letter can be stressful, but it's usually manageable with proper representation. We review the correspondence, advise you on the appropriate response, and can correspond directly with the CRA as your authorized representative. Whether it's a review, reassessment, or formal audit — we've got your back through the entire process.

Ready to take control
of your finances?

Book your free, no-obligation consultation today. Whether you're an individual, self-employed, or running a business — IBA CPA has the expertise to help you pay less tax, stay compliant, and plan with confidence.

📅 Book Free Consultation (226) 600-9545
(226) 600-9545